I woke up around 4.started getting ready and was out the door by 6:20. The Moon was in the western sky and was just as beautiful as the night before. It was still dark when I got to Telka’s house but an hour later as we made our way through the Merritt parkway the sun was rising in the sky which made the surrounding trees look beautiful.
On the way to the convention Telka and I talked about club stuff and about Ted. The club stuff is Telka is interested in taking five girls and go on trip (that’s usually done through schools) and use it as community service. She is in the process of getting mrore information on and will send it to us via email. There are some international trips as well as one here in the states. It is something I am very interested in doing.
We got to the convention center a little after 7. We registered and got a “good bag” with things inside it including a book “The Power to Prosper” from the keynote speaker Michelle Singletary. We went to the various tables that were there to sponsor the conference and get information if we needed. There was a continental breakfast and then opening of the conference by the CEO of YWCA Hartford Region Debra Udall. She gave the history of, the programs available and encouraged all of us to join the YWCA.
After the welcome Denise Napier gave some remarks and thanked those involved and encouraged all members to be empowered. Then Michelle Singletary spoke. She was funny and enlightening and down to earth. At some points she spoke very quickly and I kept thinking Mom would not be able to hear very well.
After the opening of the conference it was the first break time for the morning and this time fruit and yogurt and power bars. I was very proud of myself for just having coffee and yogurt. The first set of work shops began at 11 I had .Making Debt and Credit Work for You
Understanding debt and the implications of your credit history can be overwhelming. This workshop will provide valuable information about credit history, different types of debt and how to borrow wisely. You will learn about options for starter credit and credit reestablishment. Information will be provided about different type of loans, loan structures, fixed and variable rates, credit cards and revolving credit. It was led by a non profit organization that helps clients with budgeting and other things that get them to better work with credit.
Telka had Getting Started in Investing
Learn the rules of the game, what to expect, and how to pick the right investments for your goals. Investment terminology and getting started in investing can be intimidating. This workshop will equip you with the terminology and empower you with the tools necessary to get started.
Around 12 we had another break. We compared notes but I couldn’t help but feel I didn’t get enough info. I wrote some notes and was given a handout about credit card laws.
The second set of workshops started around 12:45. I had The Basics of Money Management
Learn about how it all comes together. This workshop focuses on basic money management skills, setting goals, developing a spending plan, reducing expenses and debt reduction. Real examples will engage you and empower you to manage your household’s resources and achieve your financial goals. We were done by 1:45 pm I had to wait for Telka.
Telka had Protecting Your Assets
Learn how to protect your auto and property from the unexpected; from a hurricane to your dog biting a neighbor. .Auto, homeowners and personal liability insurance will be covered in detail. This workshop will answer questions such as: How much insurance is enough and how can you keep costs down? Do I need renter’s insurance? Does a higher deductible on my auto insurance make sense? How much liability insurance do I really need? What will happen to my rates if I file a claim?
After the conference we talked about coming back next year and bringing others with us. It will be the 10th year for this event ad I think it would be very good.
On the way home we talked about work, politics and various other things. I think it was nearly 3:15 when I got home. I wasn’t sure if Mom would be home from Torrington from the Father Whitson Dedication wing. I am not entirely sure what it was about. She didn’t get home until 5:30.
I spent the time eating a little bit as I didn’t eat much at the conference and I was watching the NCIS marathon. I ended up falling asleep (something I did a few times today)
I had toast, green peas, ice cream, and a couple of cheese slices. I really shouldn’t have had that because all day my arms hurt and ached. I was carrying around 2 bags and my pocketbook. I didn’t eat anything today that had salt or anything else.
Mom went to church and I continued to watch ncis and when she came home we talked a little bit about going to the credit union. She seems to think I should do something else. I didn’t want to get into it with her about it. She had dinner and I wasn’t hungry anymore.
Now there is about 2 hours left of today I might empty some more emails. The mailbox for my sbcglobal.net account is still not cooperating.